Credit cards changed the way Americans think about debt. In 1981, the average retiree had only $2,100 in credit card debt. Today, we’ve almost quadrupled that amount, and the average…
Author: CKS Summit Group

Don't Let Divorce Derail Your Financial Future
Divorce can be messy. It can be dramatic. Untying the knot after years of commitment is emotionally taxing and stressful, and unfortunately, one in four of these divorces is happening…

Medicare Premiums on the Rise
Medicare premiums have been projected to rise by 52% in the oncoming year. (more…)

A Deck Stacked Against You: How Can Women Retire Comfortably?
We have all heard the old adage: women make less than men. Although not always, it usually is true for a variety of reasons–segregating into lower paying jobs, discrimination, and…

What Happens If I Take a Loan On My 401(k)?
A financial hardship strikes–you have two kids in college who need tuition paid, but you just lost your job. You feel trapped. The money needs to go out but there…

The Balancing Act: Love, Children, Finances, and Stability
The modern economy has proven to be a difficult space. The job market is extremely competitive. Student loan debt is crippling. With all this weighing on the shoulders of young…